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What is required to process credit cards in AX?

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Do I need to sign up for Mircosoft Payment Service and a provider such as CyberSource?  I am not sure what all the pieces are that I need in place.  We are taking sales order via email/fax/phone, entering in to AX, and calling customer for credit card information.  Not the most effecient but I can t change that right now.  I just need to be able to enter orders and have credit card transactions processed.

Thanks,

John


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