multiple account for one customer code

Hi expert,

I have scenario regarding Accounts receivable module. One customer can hit to multi main account accounts. In AX 2012 how to make best practice in setup AR posting profile for Payment receivable or make free text invoice (prevent manual selection posting profile during transaction) ?

example :
Customer Account : ABC (group customer : Fast Food)
sometime make invoice hit to Receivable trade account
sometime make invoice hit to Loan receivable account
sometime make invoice hit to Loan receivable account

when payment journal for that customer, can select invoices for above transaction

thanks for advice